Obamacare. Confiscating people’s houses and calling it “insurance.”

As you may have read, under Obamcare, the government is forcing people to go on Medicaid whether they want to or not.

The Sept. 26 letter from my mother’s insurer promised that the more expensive plan “conforms with the new health care law”—by covering maternity needs, newborn wellness and pediatric dental care. My mother asked: “Do I need maternity care at 52?” In addition to requiring her to pay an extra $1,677 annually, the plan would have increased her deductible by $1,500.

But she had at least been presented with an option that she could turn down, unlike on the state exchange.

The situation sounded absurd, so I asked her to walk me through her application on Washington Healthplanfinder to make sure she wasn’t missing anything. Sitting in New York with my computer, I logged onto the site under her name and entered the information my mother provided over the phone. I fully expected her to realize that she had forgotten some crucial piece of information, like a decimal point in her annual income. We checked and double-checked the information, but the only option still appeared to be Medicaid. She suggested clicking on “Apply for Coverage,” thinking that other options might appear.

Instead, almost mockingly, her “Eligibility Results” came back: “Congratulations, we received and reviewed your application and determined [you] will receive the health care coverage listed below: Washington Apple Health. You will receive a letter telling you which managed care plan you are enrolled with.” Washington Apple Health is the mawkish rebranding of Medicaid in Washington state.

The page lacked a cancel button or any way to opt out of Medicaid. It was done; she was enrolled, and there was nothing to do but click “Next” and then to sign out.

Of course, Medicaid is not a new option for my mother; she knew that she was poor enough to qualify for cost-free health care. It was a deliberate choice on her part to pay that monthly $276 out of her own pocket. Clearly she had judged that she received a personal benefit from not being on Medicaid.

“I just don’t expect anything positive out of getting free health care,” she said. “I don’t see why other people should have to pay for my care, whether it be through taxes or otherwise.” In paying for health insurance herself—she won’t accept help from her family, either—she was safeguarding her dignity and independence and her sense of being a fully functioning member of society.

Before ObamaCare, Medicaid was one option. Not the option. Before this, she had never been, in effect, ordered to take a handout. Now she has been forced to join the government-reliant poor, though she would prefer to contribute her two mites. The authorities behind “affordable care” had erased her right to calculate what she was willing to spend to preserve her dignity—to determine what she thinks is affordable.

That little contribution can mean the difference between dignity and despair.

OK, so it’s bad enough that the government is forcing people into Medicaid who don’t want it. But now it also turns out that there’s a catch. A sinister catch.

If you go on Medicaid (which you might have to if you are over 55 and don’t have a high income), the government can simply seize your assets (i.e. your house) to pay your health care bills!

There used to be a provision whereby the state could recuperate funds spent on a Medicaid patient post-55 years old from whatever assets he owned. So, a low-income individual in nursing home care after age 55 might pass away and his kids would find out the family home or car of whatever he had to his name had to be bought back from the state if they wanted it. It’s called estate recovery, and sounds pretty shady if it’s not boldly advertised as the terms for Medicaid enrollment, which is most definitely is not.

Before the Affordable Care Act’s Medicaid expansion, there weren’t that many people in Medicaid who had much in the way of assets for seizing. But now that Medicaid enrollment requirements have been relaxed, more people with assets but low income are joining the program or being forced into it. For instance, a couple in their 50s who, say, retired early after losing jobs in the bad economy may have assets but show a very low income. Under Obamacare, if their income is low enough to qualify for Medicaid, they must enroll in Medicaid unless they want to buy totally unsubsidized coverage in the now-inflated individual market. As teh Times notes, this is no small difference…

(Even lefties at Daily Kos are upset.)

Some “insurance” this new asset forfeiture scam has turned out to be.

“If you like your house, you can keep your house”? NOT!

If a private insurance company cooked up a scam to do the same thing, those behind it would be looking at lengthy prison terms.

The problem is, there is no accountability in government. What are we supposed to do? Bring back tar and feathers?